• Shop for a mortgage like you would for a hotel or flight.

  • Innovating how financing is done around the world.

  • Partner with Ownest.

    Ownest offers value to your business by saving you time and money. Want to offer your clients the best financing options while having access to our proprietary software?

  • let us bring the bank and lenders to you.

Our Story

Ownest launched in 2012 with a vision to innovate how financing done around the world. In 2019, it pioneered a B2C software empowering homebuyers to obtain online financing by aggregating optimal lenders and rates from over 22,000 mortgage products. With Ownest, homebuyers can shop  over 125 different lenders Canada-wide to get the financing you need.

Ownest has since shifted focus to a cloud-based B2B SaaS model, providing partners an AI-driven platform that quickly and intelligently screens potential borrowers. The cutting-edge solution drives qualified leads, streamlines operations and provides in-depth business insights to turbo-boost sales and customer insights like never before.

Our Solutions

For Lender Partners

Ownest’s autonomous financing platform lets you save time, increase revenue, gain valuable KYC data insight and get instant credit verification – so you can focus on the work that makes you money. The open API seamlessly integrates with your existing technology. Plus, you can earn referral and annuity bonuses just for using it.


For Affiliate Partners

Our widget-based software connects your website to Ownest’s comprehensive lending software solution. Instantly pre-qualify your customers, automate time consuming processes, gain valuable marketing analytics, build customer loyalty and have complete visibility of the sales journey. Plus, it’s the only platform that pays you to use it.


For Borrowers

Whether you want to purchase a new home, a car, or even household appliances, Ownest’s user-friendly online credit tool will put you in the driver’s seat. Apply online anywhere, anytime – using any device for quick pre-approvals. Plus, our system searches 1000’s of loans and matches the best lenders to you. It’s like the Expedia™ for financing.


Why we're different.

Customers can apply for financing anywhere, anytime, using any device thanks to our secure, cloud-based software.

Our partners have full visibility of the application process in real-time with the convenience of central document storage, CRM functionality and autonomous financing. Information at your fingertips – anywhere, anytime.

With Ownest, you have access to over 125 lenders and 22,000 mortgage products at your fingertips. Our lenders include major banks and lenders, so there’s no need to shop around or hope that you’re getting a good rate at your preferred bank or mortgage broker.

When’s the last time your bank has called you to say that you’re paying too much for your loan, and there’s a better deal available? Probably never. Our software algorithms search aggregate data to each month and will automatically notify you if a better rate is available for you.

Have you been turned down for financing elsewhere or are you scared you may not get approved? We partner with over 125 lenders (and growing!) representing over 22,000 mortgage products.

Our software guides you through the application process and asks the relevant questions that lenders need to know – based on the 5 C’s of lending (collateral, credit, capacity, capital and character) to give them a bigger picture of your credit history.

Ownest’s software has grown to be a comprehensive end-to-end software that benefits affiliate and lender partners – as well as purchasers who require financing.

Our intuitive, user-friendly dashboard is easy to learn – and if you ever need assistance, or if you have questions, we have the industry-leading experts ready to help.

Our Partners

Ownest Financial helps you close more deals faster through our proprietary software. With Ownest, your clients can shop around with over 125 different lenders Canada-wide to ensure they are getting the best option possible. And best of all? We pay you to make your job easier!

Ownest Blog

Understanding How Credit Works For Your Borrower

Understanding How Credit Works For Your Borrower   One of the key concerns a borrower may have about credit checks is how it will impact their overall credit score. There are typically two types of credit checks:  Soft and Hard. A soft credit inquiry typically occurs where you check your own credit or when aRead More>

Ownest Joins the Prestigious Holt Accelerator 2020 Program

FOR IMMEDIATE RELEASE Ownest Joins the Prestigious Holt Accelerator 2020 Program Selected as Top 1% of All International Fintech Applications   Calgary, Alberta – August 6, 2019 – Ownest Financial (Ownest), an innovative provider of autonomous financing software, is pleased to announce that the Company has been selected to join the Holt Accelerator 2020 program.Read More>

Meet the Team – Ray Yip, CTO

Meet the Team   We’d like to introduce you to some of the great people who work behind the scenes at Ownest. We recently spoke to Ray Yip, Chief Technology Officer.   Tell us about your role at Ownest. I joined Ownest in May 2019. I call myself a technologist. My job is to understandRead More>

Contact Us

Looking to speak to one of our trusted advisors? Get in touch and let us know how we can empower you!