Optimize Your Lending Operations with Autonomous Financing
Ownest’s cutting-edge platform automates the entire loan and decision-making process for lenders by optimizing lead generation, client communication, credit risk assessment and your own proprietary under writing procedures-so you can focus on the core business processes that make you money.
Our widget-based API seamlessly connects directly to any point-of-sale website to funnel more top-quality leads directly to your sales pipeline. Our advanced technology provides instant credit risk assessment so you can close loans faster. Let the software do the due diligence for you using artificial intelligence and machine learning to verify, qualify and rank applicants based on the 5 C’s of lending.
Plus, you can earn referral and annuity bonuses for each completed loan through our platform – providing you recurring revenue for years to come – exclusively from Ownest Financial.
The secure, cloud-based platform combines the functionality of an LOS and CRM in a user-friendly, dashboard. Your team will operate more efficiently because everything isupdated in real-time and is accessible anywhere, anytime – using any device.
Our software automates your most time-consuming tasks like document gathering and customer communication and reminders, so you can focus on growing your portfolio profitability and increasing customer lifetime value. The convenient and user-friendly application process guides the customer through the loan application and automatically sends timely reminders – increasing the application completion rate and faster close times.
In-Depth Business Intelligence
Only Ownest can provide valuable data for visibility and insight to help you make critical operational decisions to ensure business success:
• Detailed lead source and comprehensive marketing analytics to assess ROI
• Quality of leads and lead ranking
• Status of application
• Employee activity with the account
Flexible and Customizable
The platform’s open API lets you choose the features you want so you can seamlessly integrate with your existing 3rd party tech stack. Connect loan originators, borrowers and partners in an omni-channel platform using your own brand. You can even customize the borrower application based on your own lending criteria, to ensure you receive the most qualified applicants.
High Quality Customer Experience
Ownest provides instant and accurate pre-approvals so your customers know their borrowing capacity. The easy loan application guides them through the process – with friendly prompts for higher completion rates. Borrowers appreciate having more control over the process plus the privacy and convenience of using our secure, cloud-based software.
Secure and Compliant
You can be assured that your data is safe with us.Ownest’s state-of-the-art software platform and data center meet or exceed the most stringent compliance requirements. We are fully accredited under ISO 27001:2013, SOC 1 and 2, SSAE 16/ISAE 3402, SOX, PCI L1, FISMA Moderate.